Terms of Use

This website ("Site") is owned and operated by Silo Fortune Pvt Ltd., along with its affiliates, subsidiaries, and related entities ("Company," "we," "us," or "our"). These Terms of Use ("Terms") apply to your access and use of this Site and any other websites or services where these Terms are posted, including subdomains and mobile versions (collectively, the "Services").

By using our Services—including browsing, submitting information, or making transactions—you confirm that you've read, understood, and agreed to these Terms, and that you'll follow all applicable laws. If you're using our Services on behalf of another party (e.g., a retailer acting for a farmer), you affirm you're authorized to act on their behalf. If you don't agree to these Terms, please don't use our Services.

1. Overview of the Services

Our Services are designed to serve multiple purposes. Some provide general information or allow communication between you and the Company. Others enable purchases, access to tools, data, platforms, or mobile apps. New features added in the future will also fall under these Terms. Please note: Information on our Services may not cover every detail about our products or programs.

2. Use of Services and Content

We grant you a limited, non-exclusive right to access and use our Services and content ("Content") as intended. Most Services are for personal use, though some are business-focused (e.g., for retailers or farmers). You agree to use the Services legally and responsibly.

While some Services may offer advice (e.g., "ask an expert"), we can't guarantee the accuracy or reliability of such information. You use it at your own risk, and we're not liable for any resulting issues.

3. Additional Terms

Our [Privacy Notice] explains how we collect and use your personal data. By using our Services, you agree to that policy.

Some Services include Additional Terms (e.g., purchase terms or return policies). These may require explicit agreement (e.g., checking a box). If there's a conflict, those Additional Terms will apply for that specific Service.

Some parts of our Services may be operated by third parties. Their terms and privacy policies may apply separately.

4. Account Responsibilities

You may need to register an account to access certain features. You're responsible for keeping your login credentials secure and for all activity under your account. Notify us immediately if you suspect unauthorized use. We're not liable for any losses resulting from your failure to protect your account.

5. Purchases

If you purchase through our Services, these Terms and any Additional Terms (like shipping or return policies) apply.

While we try to ensure accuracy in product listings and pricing, mistakes may occur. We reserve the right to correct errors, even after you've submitted an order. Product availability isn't guaranteed, and we may limit or cancel orders at our discretion.

You agree that any payment information provided is authorized and valid. You're responsible for all charges, including shipping and taxes. We may use third-party providers to process payments securely.

We're not liable for delays due to causes beyond our control (e.g., natural disasters).

6. Prohibited Uses

You agree not to:

  • Interfere with or damage the Services.
  • Access another user's account without permission.
  • Use automated tools to extract data.
  • Introduce viruses or malicious software.
  • Impersonate others or misrepresent your identity.
  • Post offensive, illegal, or defamatory content.

7. Text and Phone Communications

By providing your mobile number, you consent to receive SMS, pre-recorded, or auto-dialed messages from us. These may be used for authentication or updates. You can opt out anytime as detailed in our Privacy Notice.

Message/data rates may apply. Message frequency varies. We're not responsible for delays or message delivery failures.

8. Third-party Sites

Our Services may link to other websites not controlled by us ("Third-party Sites"). We aren't responsible for their content, accuracy, or security. Use them at your own risk, and review their respective terms and privacy policies.

9. Third-party Applications

We may offer third-party applications or content. Your use of these is at your own risk. We disclaim any warranties related to these apps and are not liable for any resulting damages. You agree to hold us harmless for any issues that arise from using third-party apps.

10. Intellectual Property and User Content

All Services and Content are protected by copyright and other rights. You may not use or reproduce any materials unless expressly permitted.

User-Generated Content: If you post or submit content (like comments or reviews), you retain ownership but grant us a worldwide, royalty-free license to use, modify, display, or distribute it for business or promotional purposes, without further notice or compensation.